Utah · no state lottery
Utah Lottery Tax Calculator
Utah has no lottery, but it taxes residents’ winnings from other states at its flat 4.45% — and because most Utahns buy in Idaho, Arizona or Wyoming, the selling state’s tax often comes first.
Verified · tax year 2026
Utah prize — results
Take-home
62.7% kept of $1,000,000
Annuity · 30 payments
Year 1 — → year 30 —
| Cash received | $1,000,000 |
|---|---|
| Federal income tax | −$320,000 |
| Tax to Idaho | −$52,745 |
| Utah tax after credit | $0 |
| Local income tax | $0 |
| You keep | $627,255 |
| Federal withholding (24%) | −$240,000 |
|---|---|
| State withholding | −$53,000 |
| Check you receive | $707,000 |
| Still owed when you file | $79,745 |
Data: IRS Rev. Proc. 2025-32 · state agencies, verified · what this leaves out
An Idaho ticket, a Utah return
On a $1,000,000 prize bought in Idaho, the Idaho Lottery withholds 5.3% ($53,000) and this calculator treats Idaho as taxing the prize ($52,745). Utah’s own 4.45% on the prize is $44,500; if Utah’s credit for tax paid to another state applies in full, $0 is left for Utah. Wyoming tickets carry no state tax, so a Utahn winning there owes the full 4.45% to Utah.
The rate
Utah’s Publication 14, revised April 2026, sets withholding at 4.45% for pay periods from June 1, 2026. Utah’s taxpayer tax credit, which phases out as income rises, is not applied here; for a large prize it is gone anyway.
Utah at a glance
| State income tax on winnings | Up to 4.45% |
|---|---|
| Rate table used | 2026 (Pub 14, rev. 4/26) |
| Lottery | None — tickets are bought in other states |
| State withholding at claim | No state lottery |
What Utah winners should know
- Utah has no lottery, but a Utahn who wins with a ticket bought in Idaho, Arizona or Wyoming owes Utah’s 4.45% on the prize (the taxpayer credit this calculator does not apply phases out at high income).
Utah sources
- Publication 14, Withholding Tax Guide (Rev. 4/26) — Utah State Tax Commission
- Mega Millions — Where to Play — Mega Millions consortium
Agency: Utah State Tax Commission. † read through a browser session (why). How the math works.