Missouri Lottery
Missouri Lottery Tax Calculator
The Missouri Lottery withholds 4% state tax from prizes as small as $600.01, while Missouri’s 2026 top rate of 4.7% begins above $9,436 of income — so even mid-size prizes usually leave a little state tax due.
Verified · tax year 2026
Missouri prize — results
Take-home
100% kept of $1,000
Annuity · 30 payments
Year 1 — → year 30 —
| Cash received | $1,000 |
|---|---|
| Federal income tax | $0 |
| Tax to Missouri | $0 |
| Missouri tax | $0 |
| Local income tax | $0 |
| You keep | $1,000 |
| Federal withholding (24%) | $0 |
|---|---|
| State withholding | −$40 |
| Check you receive | $960 |
| Still owed when you file | −$40 |
Data: IRS Rev. Proc. 2025-32 · state agencies, verified · what this leaves out
Small prizes are withheld here
Missouri starts state withholding far below the federal $5,000 line: 4% on any prize of $600.01 or more. A $1,000 prize pays $960 after $40 for Missouri; no federal tax is withheld at that size.
Missouri’s 2026 withholding formula lays out the rate ladder — 0% to $1,348, then 2%, 2.5%, 3%, 3.5%, 4% and 4.5% in $1,348 steps, and 4.7% above $9,436 — for every filing status.
Jefferson City for the jackpot
Powerball and Mega Millions jackpots must be claimed at Missouri Lottery headquarters in Jefferson City. Jackpot winners choose annual payments or a lump sum the Lottery describes as roughly half the advertised jackpot. On a $1,000,000 prize Missouri tax is $46,819 against $40,000 withheld at 4%.
Missouri at a glance
| State income tax on winnings | Up to 4.7% |
|---|---|
| Rate table used | 2026 |
| Lottery | Missouri Lottery |
| State withholding at claim | 4% over $600 |
What Missouri winners should know
- Missouri withholds 4% starting at $600.01 — a much lower trigger than the federal $5,000.
- Powerball and Mega Millions jackpots must be claimed at Missouri Lottery headquarters in Jefferson City.
- Missouri’s 4.7% top rate starts above $9,436 in 2026, so a large prize leaves about 0.7% due at filing after the 4% withheld.
Missouri sources
- 2026 Missouri Withholding Tax Formula — Missouri Department of Revenue
- Claiming Prizes — Missouri Lottery †
Agency: Missouri Department of Revenue. † read through a browser session (why). How the math works.
Neighboring states
Arkansas · Illinois · Iowa · Kansas · Kentucky · Nebraska · Oklahoma · Tennessee